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Financing Information

FHA Financing

FHA Financing is a mortgage that's insured by the Federal Housing Administration. They allow borrowers to finance homes with down payments as low as 3.5% and are especially popular with first-time home buyers. FHA loans are a good option for first-time homebuyers who may not have saved enough for a large down payment. 

VA Financing

VA Financing is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The basic intention of the VA home loan program is to provide home financing to eligible veterans and to help veterans purchase properties with no down payment.  

Conventional Financing

Conventional Financing is a mortgage that isn’t backed by a government agency, such as the FHA or VA. Conventional mortgages often meet the down payment and income requirements set by Fannie Mae and Freddie Mac, and they often conform to the loan limits set by the Federal Housing Finance Administration (FHFA). Down payment for these loans can vary (3% - 20%). Conventional loan borrowers who put at least 20% down don’t have to pay for mortgage insurance, which is typically required with lower down payments or government-backed loans. 

OUR PREFERRED LENDERS

Kerry Collins
AHF

Kerry Collins

NMLS #1195184

Assure Home Funding

1540 International Parkway, Suite 2000 | Lake Mary, FL 32746

407-474-4705

Kerry@assurehomefunding.com

Contact Kerry for Financing

Jon Turla

NMLS #206369  

Ideal Lending Solutions  

5505 N Atlantic Ave, Suite 207D | Cocoa Beach, FL 32931  

321-537-0587

jturla@ideallending.net  

Contact Jon for Financing

I have extensive experience in major corporations: Pepsi, Nabisco, Scholastic, and Cox Media, leading sales and marketing teams to provide the highest level of customer service to their clients. Having been relocated more than 15 times in my career, buying and selling homes across the county, I have been the client more than most people.

I bring these skills and experience with me into the mortgage industry to focus on assisting my clients with getting the right home loan that meets their specific situation.

I have been married to Laurie Collins, (a Seminole County Teacher), over 28 years and have two boys. I have been actively involved in the community having served on boards for, The Foundation for Seminole County Public Schools, Lake Mary Rotary, the Seminole YMCA, and the Seminole County Regional Chamber of Commerce.

I am ready to assist you in securing your home loan, putting your interests first, and working around your schedule.

Jon has worked in the mortgage industry for over 25 years with a deep understanding of the lending industry. As a business development manager and loan officer, his goal is to find the best mortgage options for each individual client. He also finds it rewarding to educate and provide tips to potential clients.

Jon arrived at Ideal Lending Solutions with extensive experience within the lending industry. He has been a regional production manager and branch manager at major lending institutions. He is knowledgeable about many lending programs available to the borrowers.

Some of the highlights of Jon’s resume include his current position as Chairman of the Housing Authority for Brevard County. He is part of the Financial advisory panel for U.S. Congressman Posey. He has served as president of the Florida Association of Mortgage Professionals and is a member of the National Association of Mortgage Brokers.
When he is not busy helping homeowners achieve their dream, he can be found hitting balls on the golf course or on the water boating or fishing.

Kerry Collins

Kerry Collins

NMLS #1195184

Assure Home Funding

1540 International Parkway, Suite 2000 | Lake Mary, FL 32746

407-474-4705

Kerry@assurehomefunding.com

Contact Kerry for Financing

AHF

I have extensive experience in major corporations: Pepsi, Nabisco, Scholastic, and Cox Media, leading sales and marketing teams to provide the highest level of customer service to their clients. Having been relocated more than 15 times in my career, buying and selling homes across the county, I have been the client more than most people.

I bring these skills and experience with me into the mortgage industry to focus on assisting my clients with getting the right home loan that meets their specific situation.

I have been married to Laurie Collins, (a Seminole County Teacher), over 28 years and have two boys. I have been actively involved in the community having served on boards for, The Foundation for Seminole County Public Schools, Lake Mary Rotary, the Seminole YMCA, and the Seminole County Regional Chamber of Commerce.

I am ready to assist you in securing your home loan, putting your interests first, and working around your schedule.

Jon Turla

NMLS #206369  

Ideal Lending Solutions  

5505 N Atlantic Ave, Suite 207D | Cocoa Beach, FL 32931  

321-537-0587

jturla@ideallending.net  

Contact John for Financing

Jon has worked in the mortgage industry for over 25 years with a deep understanding of the lending industry. As a business development manager and loan officer, his goal is to find the best mortgage options for each individual client. He also finds it rewarding to educate and provide tips to potential clients.

Jon arrived at Ideal Lending Solutions with extensive experience within the lending industry. He has been a regional production manager and branch manager at major lending institutions. He is knowledgeable about many lending programs available to the borrowers.

Some of the highlights of Jon’s resume include his current position as Chairman of the Housing Authority for Brevard County. He is part of the Financial advisory panel for U.S. Congressman Posey. He has served as president of the Florida Association of Mortgage Professionals and is a member of the National Association of Mortgage Brokers.
When he is not busy helping homeowners achieve their dream, he can be found hitting balls on the golf course or on the water boating or fishing.